City of Oroville - Minor Home Emergency Repair Program

City of Oroville

M I N O R H O M E R E P A I R L O A N P R O G R A M

Quick Reference

First Time Home Buyer Program

Contact Information

Phone 530.538.2495
Fax 530.538.2539
E-mail housing@cityoforoville.org

OVERVIEW

      The City of Oroville currently offers a Minor Home Repair Loan Program for eligible senior and disabled owner-occupants of homes located in the Oroville City limits. The purpose of this program is to furnish home repair assistance when a homeowner rehabilitation loan is not feasible or cost effective. The loan portion of this program offers eligible households an unsecured, zero (0%) percent interest loan, up to a maximum of $2,500 on a one-time basis to eliminate basic health and safety problems, and/or make necessary handicapped accessibility improvements. Financial assistance will be available to families making incomes that are less than 80% of the area median income.

Basic Eligibility Requirements
      • Borrower must own and occupy the home

      • Borrower must be a Senior Citizen, 65+ or physically disabled.

      • Property must be located within Oroville City limits

      • Borrower must have fire insurance at the time of signing a loan and agree to          maintain it. Also, must provide evidence that property taxes are current

      • Loans are secured by a statement of understanding and a promissory note

      • Loan Funds shall only be used for repairs related to health and/or safety, or
         necessary handicapped accessible improvements.

      • Borrower must meet income guidelines as follows:

Family Size

Annual Income

Monthly Income

1

$30,500

$2,541.67

2

$34,900

$2,908.33

3

$39,250

$3,270.83

4

$43,600

$3,633.33

5

$47,100

$3,925.00

6

$50,600

$4,216.67

7

$54,050

$4,504.17

8

$57,550

$4,795.83

What type of Repair is Eligible?
      This program was designed to help senior and disabled persons obtain assistance with small but important health and safety repairs. Eligible repairs include, but are not limited to such jobs as:

Plumbing: Leaking, broken, non-operating sinks, toilets, faucets, garbage disposals, and water heaters.

Small Electrical Hazards: Lights, outlets, and switches.

Weatherization: Weather-stripping, caulking around doors and windows.

Maintenance Repairs to: Evaporative coolers, furnaces, roofing, gutters, steps, railings and hazardous trees.

Correcting Tripping Hazards

Smoke Detector Repair or Replacement

Health and Safety Hazards

Minor Code Violations

      Interested Individuals can obtain and application from the City of Oroville's Business Assistance and Housing Development Department. Once eligibility is determined, the City's Housing Development Supervisor will examine the
property and discuss the feasibility of the project with the applicant. Work may begin after the City of Oroville approves the repair bid, and an agreement is signed.

The Business Assistance and Housing Development Department staff will disburse funds, upon completion of contracted work.

First Time Home Buyer Program

First Time Home Buyer Program

First Time Home Buyer Program

M O R E I N F O R M A T I O N

| First Time Home Buyer | RDA First Time Home Buyer |
| FTHB In-Fill Construction | Enterprise Zone | Housing Rehabilitation Loan |
| RDA Rehabilitation Program | RMDZ | Landscape Improvement Program |
| Small Business Loan Program | Business Technical Assistance | Credit Counseling |
| Business Resources |Emergency Home Repair Grant | Minor Home Repair Loan |
| Small Business Development Center | Micro-Enterprise Technical Assistance |

Oroville City Hall • 1735 Montgomery Street • Oroville, CA 95965

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